Office name
123 Street address
City, State 11111
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Title Insurance is a unique insurance policy that protects purchasers of real estate and mortgage lenders from any potential claims against a property that may result from defective titles, liens and encumbrances. It was developed to assist all parties in the real estate transaction to determine their rights and interests, while ensuring that the transfer of property not only happens smoothly, promptly and securely, but that it is also defect-free.
Title defects can be serious, costly, and time-consuming to resolve. In order to ensure that all potential defects in the transfer of property are found before a transfer is complete, the title company performs a thorough search of public records in order to locate potential problems so they can be addressed prior to the transfer of property.
Most problems or potential title defects are found during that search, but there is always the possibility of hidden hazards that might not show up until the property has been transferred. And that’s where title insurance comes in. It is different from other insurance because it emphasizes risk prevention to avoid hidden claims or defects, which may include a forgery in the chain of title, a claim that is made by a previously unknown relative of a former owner, or a mistake in the records that is not found in the search, among other issues.
Also unlike other insurance, there are no monthly premiums because it is only paid once—upfront at the time of closing. Once a title policy has been issued, if the insured suffers a loss as a result of past events, the title insurance provider is obligated to reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy.
Pittsburgh, PA
200 Hightower Blvd Suite 400
Pittsburgh, PA 15205
Hanover, PA
580 Carlisle Street, Suite B
Hanover, PA 17331
Breschi & Associates, LLC
946 Lincoln Way East
Chambersburg, PA 17201
Baltimore, MD
532 Baltimore Blvd., Suite 103
Westminster, MD 21157
New Jersey
222 Main St
West Orange, New Jersey, 07052
Kennett Square, PA
148 W. State Street, Suite 102A
Kennett Square, PA 19348
Troy, MI
1740 W. Big Beaver Road, Suite 202
Troy, MI 48084
Williamsport, PA
1000 Commerce Park Drive, Suite 412B
Williamsport, PA 17701
Selinsgrove, PA
1372 N. Susquehanna Trail, Suite 260
Selinsgrove, PA 17870
Lewistown, PA
3 W. Monument Square, Suite 205
Lewistown, PA 17044
Lewisburg, PA
57 Reitz Blvd, Suite 100
Lewisburg, PA 17837
Hagerstown, MD
1219 Mt. Aetna Road, Suite 303
Hagerstown, MD 21742
Chambersburg, PA
946 Lincoln Way East
Chambersburg, PA 17201
Carlisle, PA
59 S. Pitt Street
Carlisle, PA 17013
National Office
580 Carlisle Street, Suite B
Hanover, PA 17331